Maximize your bank accounts with higher deposit yields.

Your operating capital, reserves, and excess funds could be earning up to 3.36% APY1 instead of sitting dormant.

Meet With Us
Robora savings dashboard displayed on a laptop
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EARN UP TO 3.36% APY1 WITH ROBORA

Calculate your interest income from the high-interest savings account here

This calculation is illustrative and assumes a constant balance and rates.
$25K minimum initial deposit is required.

OFFERING HIGHER RETURNS

Safely & securely through trusted partners

Plaid

Secure Account Linking Powered By Plaid

OMB Bank

Access millions of dollars in aggregate FDIC insurance² through our partner bank, OMB Bank, and a large network of other banks. FDIC pass-through deposit insurance is subject to regulatory requirements.

Alloy

Seamless Verification and Onboarding Powered by Alloy

*Your funds are held with FDIC-insured² depository institutions, not with Robora. Robora is not a bank. We are a financial technology company and your “robo” cash advisor empowering the ability to find safe, high-yielding returns. Banking services are provided by OMB Bank, member FDIC, and OMB Bank will place deposits through IntraFi’s ICS service, which is the largest bank network of its kind, and subject to the ICS Deposit Placement Agreement. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.

A CASH MANAGEMENT SOLUTION FOR ALL

Now everyone can earn more with Robora

Safely and securely

Access amounts of FDIC insurance² well over $250K.

FDIC insurance well over $250K

Without worrying about missing payments

Automated cash transfers to ensure adequate primary account balances while also maximizing returns.

Linked accounts and automated cash transfers

With built-in cash optimization

Use Robora’s proprietary tools to identify excess cash hidden in your primary account.

Identify excess cash

With experts on your side

Save time with industry-leading experts who find and implement market-leading solutions for you.

Robora cash management experts

With 10x interest rates

With Robora, achieve industry-leading interest rates while still enjoying anytime access.

Interest rate comparison

Without changing your bank

You've spent time setting up your own checking account and its recurring payments. Leave these alone and let Robora do the rest.

Keep your existing bank accounts
The Robora dashboard, showing a total balance of $600,000.00 across linked accounts, the Robora Cash account, and cash management tools.

Do more of what you enjoy.
Leave cash management to us.

Robora makes it effortless

  • KEEP YOUR BANK

  • AUTOMATE YOUR CASH

  • MAXIMIZE YOUR EARNINGS

  1. 1

    Fully digital onboarding

    Get setup in less than 5 minutes.

    Sign up, link accounts, and earn more with Robora
  2. 2

    Link your existing bank accounts

    Choose the account(s) you want to securely link with Robora for cash optimization.

    Securely link existing bank accounts to Robora
  3. 3

    Identify your Excess Cash

    Utilize Robora’s proprietary cash flow management tool to analyze your cash flows and calculate excess cash, or simply specify an amount of your choosing.

    Cash allocation chart showing net expenses, buffer, and excess cash
  4. 4

    Transfer funds

    Transfer the cash now and set rules for future automated transfers.

    Automated cash transfers between your bank and Robora
  5. 5

    Unlock the returns you deserve

    Start earning up to 3.36% APY1 with your new Robora high-interest savings account.

    Higher returns with Robora high-interest savings
Sign up, link accounts, and earn more with Robora

Automate your cash.Save more. Earn more.

Earn

3.36%
APY1 for $250K or greater average monthly balances
2.90%
APY1 for less than $250K average monthly balances

*$25K minimum initial deposit

  • Free Cash Analytics and Management Tool
  • Unlimited Transfers
  • Free Same Day ACH
  • Free Standard ACH
  • $20 per Wire Transfer - standard cost from banking partner